Gather up the needed information
before beginning to make calls.
The information that is needed for a
car insurance quote usually is not too difficult to collect. You need to know
the make and year of your car or cars. The agent will ask for the ages of each
driver that will be a regular driver. Think about your driving habits and write
down the approximate number of miles that each car is driven during a year.
Write down any accident or ticket that you or the other drivers have had during
the last three years.
Determine which insurance companies
and brokers that you will contact.
You need the name of the company or
broker along with the phone number. It is a good idea to list these on a sheet
of paper with a grid to record the various quotes as they are given. Most of
the time, the agent will not quote the price on the spot but will call you
back. Keep this sheet near the phone so you can fill in the information when it
is received.
Never allow you current insurance to
lapse before purchasing a replacement policy.
Most car insurance companies will
penalize you for not having a current policy in force. Many times this extends
to the grace period offered by your current insurer. The new company will want
to see that your current insurance is paid up to date. If you like to play the
game of seeing how late you can pay car insurance without losing your coverage,
it can cost you now. Shop for new insurance in the middle of a monthly premium
period if you pay monthly.
Content Credited to: Yahoo.com
http://yhoo.it/Ura1aG
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